Care Cap Plus contracts with providers to create a custom payment plan for provider’s patients who choose to enroll. Care Cap Plus’s instant decisioning engine offers flexibility based upon each partner provider’s enrollment guidelines + upfront cash needs. Adaptive score cards are designed to fit each providers acceptable risk exposure. Direct connections to credit bureaus, allow real-time, soft credit checks for each patient applicant, with zero effect on their credit score. Proven + secure API integration to applicant bank accounts are used to securely verify identity, protect against fraudulent transactions + instantly qualify an applicant’s ability to make timely + complete payments.

Our automated credit decisioning solution allows providers to design + implement data driven payment plan strategies + scale to accommodate increases in volume + growth. By including bank account verification + average balance checks in your decisioning tool, Care Cap Plus can offer providers the ability to accept subprime credit resulting in more approved + accepted patient applications.

Care Cap Plus is a Business Associate of each enrolled medical provider. While nobody can ever completely guarantee the security of information stored electronically or otherwise, our cloud-based platform uses only HIPAA compliant encryption technology for the transmission + storage of all protected health information we receive.

Care Cap Plus’s seamless + transparent application eliminates redundancy, allowing for instant decisioning + payment plan processing when your patients need it most. Our technology suite is a robust + efficient solution, integrating payment plan details + account information with contract + payment transaction modules. Once enrolled in a payment plan, accepted patients have several convenient payment options, increasing collections + decreasing outstanding debt for our partner providers.