About Us

Let’s face it, health care is expensive – very expensive. For millions of consumers, paying for medical expenses is stressful and burdensome, even with insurance. While many consumers turn to medical credit cards or loans to help finance their health care expenses, these often predatory payment options can lead consumers into mounting debt and aggressive collections. And consumers who are capable of paying over time for medical expenses but are denied a medical credit card or loan due to poor credit, often forgo medical procedures altogether.
That’s why we created Care Cap Plus - to offer service providers a socially responsible and compassionate financing option that doesn’t rely solely on a patient’s credit score to qualify for the care they need and want. After decades of working on Wall Street and in the financial services industry, we wanted to use our financial experience to innovate a new financing option that allows consumers to pay for services over a time, without incurring interest and fees. Using the power of technology coupled with our strong belief in providing superior customer service, Care Cap Plus zero-interest, zero-fees financing option is designed to make health care more attainable and affordable for more patients than alternative financing options you may currently offer.


James Giordano, Co-Founder and CEO
Betsy Giordano, Co-Founder and COO

Blog Post
Care Cap Plus vs. Traditional Credit Cards: Consumer Driven FinTech Solution Stands Out in a Sea of Predatory Payment Options

Blog Post